Clients who received their api-credentials can use this endpoint to login. They will then receive an access-token that will allow them to access all the endpoints within the API.

This endpoint is used to create an order and generate a checkout link or a qr code that will be used to pay for the order created.

This endpoint is used to close an order generated before it has been paid. Please not that an order will be automatically closed after 1 hour if the order is not paid.

This endpoint is used to query an order generated to view its current status. Although this is can be used to do a payout, the payout is initiated immediately after a payput is successfull.

This endpoint is used by partners who have API credentials and desire to purchase Celo stablecoins. The phone numbers are used to verify the existence of the user with their wallet address and is also used to purchase Celo tokens.

This end point sends converted stablecoins that are onchain into fiat via mobile money. (Mpesa)

This end point places a request to authorize sending of a certain amount to their mobile money wallet through a specified phone number . The funds are retrieved from the mobile money wallet and sent to Kotani Pay’s
main wallet which the user can use for different reasons such as converting to stablecoin and sending it to another via the onchain network.
N/B: Kindly note that all callback urls are required to start with a protocol, i.e 'https'/'http'

This end point places a request to authorize sending of a certain amount that was approved in a previous quote to their mobile money wallet through a specified phone number . The funds are retrieved from the mobile money wallet and sent to Kotani Pay’s
main wallet which the user can use for different reasons such as converting to stablecoin and sending it to another via the onchain network.
N/B: Kindly note that all callback urls are required to start with a protocol, i.e 'https'/'http'

This endpoint is used by users and partners to inquire the status of a transaction; whether it failed or was successful. The requestId is retrieved from the response of a transaction that already occurred.

This endpoint is used when a partner or a user wants to inquire on a single transaction. The externalId containing the response is retrieved from a transaction that already happened.

This endpoint is used by a partner to withdraw fiat via mobile money. A partner transacting onchain may disburse the funds to their customers by hitting the withdrawal endpoint which will allow the converted funds to be sent directly to the recipients.

Get all transactions made by a partner including those done during depositing fiat through mobile money, or those done by withdrawing fiat through mobile money.

This endpoint is used by a partner who desires to pay a business or a merchant for goods sold via paybill. This endpoint is currently only used in Kenya Kindly note that all transactions done through paybill number are subjected to incur a transactional fee that varies per the amount transacted.

This endpoint is used by a partner who desires to pay a business or a merchant for goods sold via till number. This endpoint is currently only used in Kenya Transactions done through a till number are free of charge.

This endpoint is used by a partner to withdraw fiat to a bank account A partner transacting onchain may disburse the funds to their customers by hitting the withdrawal endpoint which will allow the converted funds to be sent directly to the recipients' bank accounts.

Supported Banks

Name	Code
Kenya Commercial Bank	01
Standard Chartered	02
Absa Bank Kenya	03
Ncba Bank Kenya	07
Prime Bank	10
Cooperative Bank	11
National Bank of Kenya 12	12
Citibank N.A Kenya	16
Middle East Bank Kenya	18
Bank of Africa Kenya	19
Credit Bank Limited	25
CFC Stanbic Kenya	31
Paramount Bank	50
Jamii Bora Bank	51
Guaranty Trust Bank	53
Guardian Bank	55
I&M Bank	57
Diamond Trust Bank	63
Sidian Bank	66
Equity Bank Kenya	68
Family Bank Limited	70
Gulf African Bank	72
First Community Bank	74
Kenya Women's Finance Trust	78

Log in with a SIWE message and get a session cookie

Regeister Fiat Connect client Webhooks and get API key Credentials

The endpoint is used to create quotes for transfers from fiat to crypto

The endpoint is used to create quotes for transfers from crypto to fiat

The endpoint is used to create KYC info for a particular user

The endpoint is used to create fiat accounts used for transfers

The endpoint is used to initiate a new transfer from fiat to crypto

The endpoint is used to initiate a new transfer from crypto to fiat

checks if the API is up and running

This endpoint creates an account for a user who will be able to use a chain for their own transactions.

This endpoint is used to check whether a user exists in the system, and if their details have been verified.

The endpoint is used to gather more details about a user. The details are used to verify the identity of the user which will help to prevent fraud in the form of fake profiles or stolen identities.

This is an internal API endpoint that is used to retrieve the details of a single user using their phone number.

This is an internal endpoint that is used to retrieve the details of all the users present in the system.

This is an internal APIused to find the onchain address of a user using their phone number.

Get user account balance on the onchain. This endpoint only requires the phone number of the user which is linked to their address. The retrieved address will then be used to check their balance in the network.

Get Escrow transaction rates for all related USD stablecoins

This endpoint is used by a client who desires to convert their Stellar USDC to fiat currency and send it to a recipient via mobile money. The endpoint currently only supports the sending of funds to Kenya and Ghanaian recipients.

Get user a quote on how much a recipient will get if you deposit a certain amount of fiat.

Get user a quote on how much a recipient will get if you desire to send a certain amount of crypto.

Accept a quote in

Accept a quote out

This endpoint is used by a client who desires to convert their TRON USDT to fiat currency and send it to a recipient via mobile money. The endpoint currently only supports the sending of funds to Kenya and Ghanaian recipients.

This endpoint is used by a client who desires to convert their mobile money(FIAT) to TRON USDT. The endpoint currently only supports phone numbers in Kenya(+254).

This endpoint can only be accessed by UBI beneficiaries through the USSD code and is used to request and affirm that the beneficiary is the rightful owner of the funds sent to their addresses.

This endpoint is used by existing Kotani Pay users to inquire if they are UBI beneficiaries.

This endpoint is used by UBI partners who want to add beneficiaries to their program.